Government Schemes in India

Government Schemes in India are launched by the government to address the social and economic welfare of the citizens of this nation.

These schemes play a crucial role in solving many socio-economic problems that beset Indian society, and thus their awareness is a must for any concerned citizen.

On February 1, 2021, the Finance Minister of India released the Union Budget 2021-22 and made new announcements regarding the government schemes in India. In 2020, a relief package worth Rs 1.70 lakh crore was announced to tackle the financial difficulties which were faced due to the COVID-19 outbreak under the PM Garib Kalyan Yojana. This year, the government has announced the Aatmanirbhar package amounting to Rs. 27.1 lakh crores to deal with the impact of coronavirus.

This article will provide all the details of the Government Schemes 2022 that are implemented in India.

Latest Government Schemes in India

Given below is a list of government schemes that have been launched recently under various sectors or have been in the news regarding their revised implications and expansion:

List of Social Security Schemes in India 2022

The Modi Government has launched many new schemes for the development of the country and the residents. This compilation of government schemes are important for UPSC:

They are:

1. Atmanirbhar Bharat Abhiyan
2. Mission Karmayogi
3. Pradhan Mantri SVANidhi Scheme
4. Samarth Scheme
5. Savya Shiksha Abhiyaan
6. Rashtriya Gokul Mission
7. Production Linked Incentive (PLI) Scheme
8. PM FME – Formalization of Micro Food Processing Enterprises Scheme
9. Kapila Kalam Program
10. Pradhan Mantri Matsya Sampada Yojana
11. National Digital Health Mission
12. Solar Charkha Mission
13. SVAMITVA Scheme
14. Samarth Scheme
15. Sahakar Pragya Initiative
16. Integrated Processing Development Scheme
17. Housing for All Scheme
18. Sovereign Gold Bond Scheme
19. Fame India Scheme
20. KUSUM Scheme
21. Nai Roshni Scheme
22. Swadesh Darshan Scheme
23. National Water Mission
24. National Nutrition Mission
25. Operation Greens Scheme
26. Deep Ocean Mission
27. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) Scheme
28. Pradhan Mantri Kisan Maan Dhan Yojana
29. PM Garib Kalyan Yojana (PMGKY)
30. Pradhan Mantri Shram Yogi Maan-Dhan
31. New Jal Shakti Ministry
32. Jan Dhan Yojana
33. Skill India Mission
34. Make in India
35. Swachh Bharat Mission
36. Sansad Adarsh Gram Yojana
37. Sukanya Samriddhi Scheme – Beti Bachao Beti Padhao
38. HRIDAY Scheme
39. PM Mudra Yojna
40. Ujala Yojna
41. Atal Pension Yojana
42. Prime Minister Jeevan Jyoti Bima Yojana
43. Pradhan Mantri Suraksha Bima Yojana
44. AMRUT Plan
45. Digital India Mission
46. Gold Monetization Scheme
47. UDAY
48. Start-up India
49. Setu Bhartam Yojana
50. Stand Up India
51. Prime Minister Ujjwala Plan
52. National Mission for Clean Ganga (NMCG)
53. Atal Bhujal Yojana (ABY)
54. Prime Minister’s Citizen Assistance and Relief in Emergency Situation (PM CARES)
55. Aarogya Setu
56. Ayushman Bharat
57. UMANG – Unified Mobile Application for New-age Governance
58. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive
59. Saansad Adarsh Gram Yojana (SAGY)
60. Shramev Jayate Yojana
61. Smart Cities Mission
62. Pradhan Mantri Gram Sadak Yojana (PMGSY)
63. Mission for Integrated Development of Horticulture (MIDH)
64. National Beekeeping & Honey Mission (NBHM)
65. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)
66. Remission of Duties and Taxes on Exported Products (RoDTEP) Scheme
67. Unique Land Parcel Identification Number (ULPIN) Scheme
68. UDID Project
69. eSanjeevani Programme (Online OPD)
70. Pradhan Mantri Swasthya Suraksha Yojana
71. YUVA Scheme for Young Authors
72. Ethanol Blended Petrol (EBP) Programme
73. Scheme for Adolescent Girls (SAG)

The Government has also released multiple national and state-level scholarship schemes for students across the country. Get the List of Government Scholarship Schemes in India at the linked article.

List of Major Government Schemes in India:- Download PDF Here

Government Schemes

In order to test the dynamic knowledge of the candidate, both Government and Bank Exams will feature questions regarding the various schemes overseen by the Government of India.

Government Schemes is an important static GK topic with regards to the UPSC examination. For information on various static GK topics check the article linked here.

The table highlighted below will give important details regarding these schemes.

Important Schemes launched in India related to Employment and Poverty Alleviation

Important Schemes launched in India related to Health and Sanitation

Other Government Schemes launched by the Government of India:

Candidates can check the following articles to know more about other upcoming exams:

To prepare for the upcoming Govt exams, candidates can take the IBPS Mock Test for practice.

About the Government Schemes

Knowing all the government schemes is one thing, but the candidates must also know their purpose. Candidates stand a better chance of scoring high marks if and when they go through the purpose of each scheme given below.

1. Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan Dhan Yojana is a National Mission on Financial Inclusion that provides an integrated approach to bring about robust financial inclusion and ultimately provide banking services to all households in the country.

2. Make in India: PM Narendra Modi launched the ‘Make in India’ campaign that will facilitate investment, foster innovation, enhance protection for intellectual property and build best in manufacturing infrastructure.

‘Make in India’ has identified 25 sectors in manufacturing, infrastructure and service activities and detailed information is being shared through interactive web-portal and professionally developed brochures.

3. Swachh Bharat Mission: Swachh Bharat Mission was launched in the entire country as a national movement. The campaign aims to achieve the vision of a ‘Clean India’ by 2nd October 2019. The Swachh Bharat Abhiyan is the most significant campaign with regard to sanitation by the Government of India.

4. Beti Bachao Beti Padhao: The goal of this scheme is to make girls socially and financially self-reliant through education.

5. Atal Pension Yojna: Atal Pension Yojana is a pension scheme mainly aimed at providing a universal pension scheme for those who are a part of the unorganized sector such as maids, gardeners, delivery boys, etc. This scheme replaced the previous Swavalamban Yojana which wasn’t well-received by the people.

6. Digital India Mission: The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.

7. Pradhan Mantri Shram Yogi Maan-dhan: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits:

(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.

(ii) Family Pension: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse.

(iii) If a beneficiary has given a regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.

8. Gold Monetisation Scheme: Gold Monetisation Scheme was launched by the Government of India in 2015, under this scheme one can deposit their gold in any form in a GMS account to earn interest as the price of the gold metal goes up.

9. PM CARES Fund -Prime Minister’s Citizen Assistance and Relief in Emergency Situation Fund: This is a public charitable trust initiated by Prime Minister Narendra Modi. This national trust is created with the objective to meet the distressed and dreadful situations like COVID-19 in the times ahead. PM CARES was initiated on March 28, 2020, under the chairmanship of the Indian Prime Minister with the Ministry of Home Affairs, Defence Minister and Finance Minister as the ex-officio Trustee.

10. Aarogya Setu: The Government of India took the initiative to fight the Coronavirus pandemic. It launched a mobile application to spread the awareness of COVID_19 among the citizens of India through an app called Aarogya Setu. The Aarogya Setu mobile app has been developed by the National Informatics Centre (NIC) that comes under the Ministry of Electronics and Information Technology. For detailed information, visit the link of Aarogya Setu given above.

11. Ayushman Bharat: Launched in 2018 by Prime Minister Narendra Modi Ayushman Bharat is a health scheme. It is the largest government-funded healthcare programme in the world with over 50 crore beneficiaries. The Ayushman Bharath programme has two sub-missions PM-JAY & HWCs.

• Pradhan Mantri Jan Arogya Yojana (PM-JAY), earlier known as the National Health Protection Scheme (NHPS) will cover the financial protection for availing healthcare services at the secondary and tertiary levels.
• Health and Wellness Centres (HWCs) are aimed at improving access to cheap and quality healthcare services at the primary level. Read about Ayushman Bharat in detail in the link provided above.

12. UMANG – Unified Mobile Application for New-age Governance is a mobile application launched by PM Narendra Modi to provide secured access to the citizens to multiple government services at one platform. UMANG is a key component of the Digital India initiative of the government that intends to make all traditional offline government services available 24 * 7 online through a single unified app.

13. PRASAD Scheme – Pilgrimage Rejuvenation And Spirituality Augmentation Drive. The Scheme is launched under the Ministry of tourism in the year 2015. The aim of the PRASAD Scheme is the integrated development of pilgrimage destinations in a prioritised, planned, and sustainable manner for providing a complete religious tourism experience. The focus of Pilgrimage Rejuvenation And Spirituality Augmentation Drive- PRASAD is on the development and beautification of the identified pilgrimage destinations. Further details on PRASAD scheme is given in the related page link given above in the article.

14. Atmanirbhar Bharat Abhiyan – The scheme (meaning self-reliant India scheme) is a name given to the full-fledged economic stimulus package announced by the Union Government. It has been launched with an aim to make people self-dependent and overcome the difficulties caused by the coronavirus pandemic.

15. National Digital Health Mission – Launched on August 15, 2020, the mission aims to create an integrated healthcare system linking practitioners with patients digitally by giving them access to real-time health records.

16. PM Atmanirbhar Swasth Bharat Yojana – The scheme is launched to develop capacities of primary, secondary, and tertiary health care systems, strengthen existing national institutions, and create new institutions, to cater to the detection and cure of new and emerging diseases.

17. National Infrastructure Pipeline Project – It is a social and economic infrastructure project which was launched in 2019 in order to improve the overall quality of life for all citizens. The NIP will fulfil all the crucial factors that will help India in achieving its target of becoming a $5 trillion economy by the financial year 2025.

The path to success in the Government and bank exams is paved with difficulties but it is not an impossible path to walk on. Practising with mock tests and brushing up daily on study materials will lead to success.