LIC Syllabus & Preparation

LIC syllabus for the AAO, ADO & HFL exams is set by the Life Insurance Corporation of India, which is the conducting body for all LIC exams.

The LIC exams are one of the most sought after exams in the Insurance sector and aspirants of the three exams (AAO, ADO and HFL) under LIC should be thorough with the LIC Syllabus to ace these exams.

Candidates can also know about the other insurance exams conducted in the country at the linked article and start their preparation for the upcoming exams accordingly.

Candidates are advised to be thorough with the LIC syllabus and exam pattern as well before applying for any of the exams mentioned above.

The Life Insurance Corporation of India conducts the following exams for appointing candidates to various posts:

1. LIC AAO
2. LIC ADO
3. LIC HFL

Aspirants can check the detailed LIC HFL Notification here.

This article will upkeep you with the LIC syllabus along with the exam pattern for the different posts under the Life Insurance Corporation.

LIC AAO exam is conducted for the post of Assistant Administrative Officer which is further categorised as:

1. AAO Generalist
2. AAO IT
3. AAO Chartered Accountant
4. AAO Actuarial
5. AAO Rajbhasha
6. AAO Legal

LIC Exam pattern for AAO Exam

The LIC exam pattern in AAO exam is done in three phases followed by a Pre-recruitment Medical Test.

The three phases of LIC exam pattern comprises:

1. Phase-I: Preliminary Examination
2. Phase-II: Mains Examination
3. Phase-III: Interview

LIC Syllabus For AAO Exam

The prelims examination consists of objective type questions and comprises:

1. Reasoning ability
2. Quantitative Aptitude
3. English language

The Prelims LIC syllabus and exam pattern for all the categories of LIC AAO is the same.

The LIC syllabus for AAO Mains differs according to the specialization candidates have opted.

The topics mainly cover the following areas:

1. Reasoning Ability
2. Quantitative Aptitude
3. English language
4. Insurance and Financial Market Awareness
5. General Awareness & Current Affairs
6. Professional Knowledge (subject opted)

Detailed LIC Syllabus and exam pattern in AAO exam are given below:

Check the detailed LIC AAO syllabus in the linked article.

For verbal ability preparation tips and syllabus, candidates can check the General English for Competitive Exams page.

Other Related Links:

The LIC ADO examination is conducted for the post of Apprentice Development Officer under three different categories:

1. Open Market: open for all the candidates
2. LIC Employee: open for candidates who are a full-time salaried employee of LIC (under Grade III)
3. LIC Agent: open for candidates who work as agents under LIC.

LIC Exam Pattern in ADO exam

The exam is conducted in three phases:

1. Phase-I: Online written test
2. Phase-II: Interview/personality test
3. Phase-III: Medical Exam

The written test is a computer-based test consisting of two rounds:

1. LIC ADO Prelims
2. LIC ADO Mains

The Prelims exam is applicable only for the Open Market Category and is of objective type.

To know more, refer to the table below:

The marks for the English language is of qualifying nature and is not considered for the ranking.

While the candidates who are LIC employee or LIC agent only need to appear for LIC Mains examination.

LIC ADO Mains Exam consists of three papers:

1. Paper-I: Reasoning Ability & Numerical Ability
2. Paper-II: General Knowledge, Current Affairs & English Language
3. Paper-III: Insurance Marketing

The marking pattern for all the categories varies accordingly. Check the table given below to understand the marking pattern.

LIC exam pattern for Open Market Category

LIC exam pattern for Agents Category

LIC exam pattern for employee category

The medium of language for all the categories is either English or Hindi except for English language and vocabulary.

LIC Exam pattern Phase-II Personal Interview

The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round. The interview is of 37 marks and includes aptitude based questions to check the reasoning and thinking capability of the candidate.

LIC Exam Pattern Phase-III Medical Exam

Before releasing the final merit list, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found will be selected for the post of Apprentice Development Officer.

LIC Syllabus for ADO post

The topics covered in Paper-I and Paper-II of LIC ADO exam is the same for all three categories but it is slightly different in Paper-III.

The topics covered in LIC syllabus for ADO exam is mentioned below:

To know the detailed LIC ADO Syllabus, refer to the linked article.

Candidates who wish to apply for LIC HFL recruitment exam 2022, must know the detailed LIC syllabus and exam pattern of HFL exam.

LIC Exam Pattern in HFL exam

LIC exam pattern for HFL recruitment comprises three-phases:

1. HFL Online Examination
2. Interview
3. Medical test

The LIC exam pattern for Assistant, Associate and Assistant Manager posts in HFL exam is the same, but the level of difficulty changes as per the post.

LIC exam pattern for written test in HFL exam:

• LIC HFL recruitment exam is an objective type paper in the English language only with multiple-choice questions.
• Candidates are given 2 hours time to complete the exam.

The table below will brief you about the LIC exam pattern followed in HFL exam:

Phase-II- Interview Round

LIC HFL recruitment board reserves the right to fix the minimum cut-off marks to finalize the number of candidates to be called for the next round i.e. the interview.

Phase-II- Medical Test

The candidate who successfully qualifies the online exam and interview is called for the final selection has to undergo the medical test conducted by LIC HFL.

The syllabus for most bank exams is similar to the syllabus for LIC exams. So candidates can also check the bank exam syllabus at the linked article.

LIC Syllabus For HFL Exam

LIC syllabus for HFL exam is vast and divided into four sections.

Candidates who wish to apply for HFL post must be well versed with LIC exam syllabus to prepare well for the exam.

The LIC exam Syllabus for HFL post covers the following sections:

• Reasoning
• Quantitative Aptitude i.e. Numerical Ability
• General Awareness
• English Language

To know the section-wise topics of LIC HFL Syllabus and exam pattern refer to the linked article.

Due to the vast syllabus and competitive nature of the LIC exams, candidates often find it difficult to crack the written exam at the first attempt.

Along with thorough knowledge of LIC Syllabus and exam pattern, aspirants must be aware of some strategies and important tips for LIC exam preparation.

Candidates can refer to the following LIC exam preparation tips to score well in the exam:

1. Candidates must go through the entire syllabus first before starting with their LIC exam preparation.
2. A time-schedule is really important for the preparation of any exam. Divide the time for each subject equally.
3. Candidates should look for their strengths in the paper and make sure they prepare them well.
4. The exam that is only qualifying in nature, candidates should prepare and attempt questions that they are confident about.
5. Even though there is no negative marking in some of the LIC exams, candidates should not attempt the questions they are not sure of.
6. For candidates applying for ADO and AAO exams should be well prepared for their professional subject section as that may help them score well in the paper.
7. Reading newspapers daily, keeping a track on all recent activities around the world would help get marks quickly in the general awareness section.
8. Practising LIC mock tests regularly provides an idea about the structure of the paper and helps maintain the speed balance. There are many LIC mock tests available online.

Candidate applying for AAO exam can check the linked article for the LIC AAO preparation.

Tips for English Language preparation

• Read newspaper like The Times of India, The Hindu, and Economic Times
• Much importance should be given to Vocabulary building. Learn new words each day to enhance your word power
• Brush up basic grammar with emphasis on Articles, Tenses Voice Change, and Subject-Verb Agreement.
• Practice Error Spotting, Reading Comprehension, Sentence Correction, Para Jumbles each day.
• Practice LIC HFL online tests regularly.

For a detailed LIC syllabus for the English Language section, visit the Verbal Ability page.

Tips for Quantitative Aptitude preparation:

• This section is standard for all candidates in the preliminary exam, but in the mains exam, this section is only included in the Generalist cadre.
• This section requires strong mathematical skills and candidates should practice thoroughly to get a faster speed in attempting questions in this section.
• The candidates should brush up the basics of mathematics as the questions included in the section are based on basic maths concepts.
• Candidates should first attempt the questions that can be solved quickly like inequalities, number series, approximation, etc. and then move to the longer ones.

For efficient preparation of the Quantitative Aptitude syllabus, candidates can visit the linked article.

Tips for General Awareness preparation:

• General Awareness section helps to fetch a lot of marks. Just grab some good books and study material and learn them by to ace this section.
• Newspaper, Magazines and Business Journal readings on a daily basis are of utmost importance to prepare for current affairs sections.
• There are some really good apps for daily GK preparation that can also help in your general awareness preparation.
• Lastly, practise online quizzes to test your GK preparation.

Candidates can check the banking awareness syllabus and other important topics at the linked article.

Tips for Reasoning Ability preparation:

• This section is standard for all candidates applying for the preliminary exam and mains exam. Candidates should try attempting the questions which can be attempted quickly first and then move to the difficult problems in the section. This would help them manage time well in the exam.
• Syllogism, coding-decoding, direction test, inequalities should be attempted first as this would take lesser time to attempt.
• This section requires mental alertness and logical skills.

Aspirants of LIC exam paper can check the link for their Logical Reasoning preparation.

Tips for Professional Knowledge preparation:

• Candidates applying for the AAO post for IT, CA, Actuarial and Rajbhasha section must be prepared well for the specialization they have chosen because this section holds the maximum marks in the mains examination.
• Applicants must go through the previous year question papers and regularly take LIC mock test to know the pattern of the exam and prepare as per the trend of the questions.

Insurance and Financial Market Awareness:

• For this section, candidates must be abreast with the news, latest policies, development, and events related to insurance and financial market.
• Regular reading of the business, finance and economic pages in the newspaper is a must to qualify this section.
• Candidates must be aware of banking and insurance history, different laws and policies and all financial institutions in the country as well.

Get notes regarding the Indian Financial System at the linked article.

The syllabus for bank exams and insurance exams is almost the same. Hence candidates preparing for various insurance exams can also check the detailed bank exam syllabus for the section-wise syllabus.

Aspirants must solve mock tests on a regular basis to practise and prepare themselves based on the latest exam pattern and syllabus and also know the type of questions asked in the LIC exams. In the links given below candidates will find mock test series for different LC exams.

Candidates can refer to a lot of books available online for preparing for LIC exam paper.

Candidates should always choose from the latest edition of books available for the respective exam.

Important Books for LIC exam paper is as follows.

List of books for LIC exam paper common for all exams:

Candidates should mainly focus on the grammar, vocabulary and reading comprehension parts while preparing for the English exam.

Since the insurance sector exams are not annually conducted, candidates must know that whenever the recruitment notification for LIC exams is released, lakhs of aspirants turn out to appear for the exam as the job profile is decent and there are great prospects of career growth.

Candidates must carefully go through the LIC Syllabus given in this article and refer to the preparation tips and booklist provided as they may help them prepare for the upcoming LIC exams 2022.

For any further assistance like study material, notes, assistance, etc., candidates can refer to BYJU’S.